1. User Eligibility
By using Credivox you confirm that you are old enough to form a binding agreement under applicable law (typically at least 13 years of age). If you are under the legal age in your jurisdiction, please do not use the Site except under parental supervision. By accessing or using the Site, you represent that you have the right, authority, and capacity to enter into these Terms.
2. Prohibited Activities
You agree not to:
- Post or transmit content that is unlawful, defamatory, obscene, threatening, abusive, or that infringes others’ rights;
- Impersonate any person or entity, or misrepresent your affiliation with any person or organization;
- Use the Site to distribute spam, malware, or unsolicited advertising;
- Attempt to gain unauthorized access to any portion of the Site, servers, or networks connected to the Site;
- Scrape, harvest, or copy content, data, or user information without prior written permission;
- Interfere with the operation of the Site, including reverse-engineering, disrupting servers, or bypassing security measures.
Violation of these rules may result in content removal, suspension or termination of access, and/or legal action.
3. Intellectual Property
All content on Credivox, including articles, images, logos, layouts, and code, is protected by copyright, trademark, and other intellectual property laws. You may view and share content for personal, non-commercial use only, provided you keep all copyright and attribution notices intact.
If you contribute content (comments, tips, guest pieces), you grant Credivox a non-exclusive, royalty-free, worldwide license to use, reproduce, modify, publish, and distribute that content for editorial and promotional purposes. Requests to reuse or republish substantial portions of our content should be submitted in writing to our contact address.
4. Termination
We may suspend or terminate your access to the Site at our discretion for violations of these Terms or for any conduct that we reasonably believe harms the Site, other users, or third parties. On termination, any licenses granted to you are revoked and your right to access the Site ends. Provisions that by their nature are intended to survive termination (such as Intellectual Property, Dispute Resolution, and Indemnity) will continue to apply.
5. Dispute Resolution
If a dispute arises, we encourage you to contact us first to seek an amicable resolution. If informal resolution is not possible, disputes may be resolved by mediation or binding arbitration administered by a recognized arbitration body, or through the courts of competent jurisdiction, as appropriate under applicable law. Any relief available will be limited to the individual party’s actual losses; class actions or representative claims are waived to the extent permitted by law.
6. Amendments
Credivox may update these Terms from time to time. Material changes will be posted on this page with a revision date. Your continued use of the Site after changes are posted constitutes your acceptance of the updated Terms. If you do not agree to the changes, you should stop using the Site and contact us with any questions.